403bwise is a 501(c)(3) nonprofit organization.

The K-12 403(b) is broken.
Together we can fix it.
Dan's Blog

Welcome to my blog where I like to crack wise about the 403(b). For 19 years, I wrote an on‑again, off‑again blog called Wise Cracks (see archived posts here). I tried to mix humor with the serious business of improving the 403(b) for teachers.

I plan to do the same with this column, but I plan to do it more frequently. I will do this under the more generic name "Dan's Blog." I chose this new name because it fits better on the home page. That's a joke. But what I write about, hopefully, won't be. 

Keeping it 💯

February 20, 2020

100 podcasts strong.

Blog: The Most Important Class

February 12, 2020

Sadly, most will never take.

Blog: 700 Club

February 5, 2020

403bwise Facebook group is exploding (in a good way).

Blog: When They Go Low

January 29, 2020

We enlist our creative friends.

Blog: Banned by the NTSA

January 24, 2020

Truth tellers not welcome.

Blog: Lights, Camera, Advocacy Action!

January 22, 2020

403(b) explainer and advocacy video.

Blog: Headline I Want to See: Is the Vanguard 403(b) getting too big to be healthy for the financial system?

January 17, 2020

That will be the day!

Blog: Power of 403(b) Group Contracts

January 15, 2019

It's simple economics.

Blog: (Our) Facebook (Group) is Fantastic

January 10, 2020

What an ecosystem!

The Wall Street Journal Impeaches the NEA

January 7, 2020

Teachers should too.

How the TPA Grinch Stole the 403(b)

December 17, 2019

And the Grinch put his hand to his ear...

Big Hurray for UTLA!

December 10, 2019

A union that gets importance of helping teachers.

What a Thanksgiving Game!

December 3, 2019

Roll, baby, roll!

Quid Pro Quo, Dano? Why Would Dan Flynn Gut 403(b) Cost Caps?

November 19, 2019

We have questions.

Thanks to Dan Flynn, Texas Teachers Can't Win

November 12, 2019

More nonsense than you can shake a stick at.

School Districts: You Got the 403(b) Power

November 6, 2019

Take 403(b) control from vendors.

Gaslighting 101

October 29, 2019

Fees don't matter. Single vendor plans reduce participation.  

For What It's Worth 2019

There's something happening here.

An Even Fishier Smell in the Teachers' Lounge

October 15, 2019

ValuTeachers hires ex-teachers to sell high cost 403(b)s.

Dodgers Are Part of the K-12 403(b) Problem

October 9, 2019

Baseball, hot dogs, and high cost annuities.

Why K-12 403(b) Plans Stink

October 2, 2019

It starts with ERISA.

DC Travel Blog: Adventures in 403(b) Advocacy

September 17-20, 2019

Dan and Scott go to Washington DC

The NTSA Released a 403(b) Plan Enhancement Guide

September 11, 2019

It is as conflicted as you would expect

K-12 403(b) Isn’t Just for Teachers

September 5, 2019

Don't forget school support personnel.

There is Still a Fishy Smell in the Teachers' Lounge

August 20, 2019

Beware the free lunch.

California K-12 Teachers Have Great 403(b) Choices.
They Just Don't Know It.

August 14, 2019

Vendor lists are long but there is at least one diamond in the rough

Blowing Smoke: More Weak K-12 403(b) Multi-Vendor Arguments

August 6, 2019

Industry defends broken K-12 403(b) system.

More Adventures in Bad K-12 403(b) Policy as Texas Tells Pennsylvania: “Hold My Beer”

July 29, 2019

Texas strips away 403(b) protections

Big News at 403bwise

July 4, 2019

Welcome to the redesigned 403bwise. And it’s not just our look that has been updated.