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The K-12 403(b) is broken.
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Dan's Blog

The K-12 403(b): It's Brutal Out Here 🤮

March 23, 2022

Olivia Rodrigo said it best: “It’s brutal out here.” She was, of course, speaking, actually singing, about adolescence. But the phrase also perfectly encapsulates the K-12 403(b). While our own adolescence proves Ms. Rodrigo’s point, we have data to prove how truly brutal the K-12 403(b) is. There are more than 14,000 school districts in the nation. We have listed and graded the 403(b) vendor lists for close to 25% of them. The results should make everyone sour.

Latest K-12 403(b) Vendor List Data

To date we have posted and graded 3,041 school district vendor lists. The results for teachers and other school employees? Brutal. 

  • 27 As (0.88%)
  • 12 Bs (0.39%)
  • 1,754 Cs (58%)
  • 745 Ds (24%)
  • 503 Fs (17%)

Grading Methodology

Our rating system explained

School District Plan Search

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New Podcast Series Explains Why K-12 403(b) is So Bad

The 5-part series Learned by Being Burned: Teachers and the K-12 403(b) is available on all major podcast outlets and online here


Stay wise and well (and join the fight to make the 403(b) a little less sour).

Related Podcast:

Burning to Share We share big news that has been two years in the making.  Listen Now »