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The K-12 403(b) is broken.
Together we can fix it.
Guest Blog from Barbara O'Neill

403(b)s and RMDs

April 18, 2026

What you need to know.

IRAs and 403(b)s: Perfect Together

March 21, 2026

Supercharge retirement savings with an IRA and a 403(b).

“250-Related” Financial Calculations and Information for 403(b) Plan Participants

February 14, 2026

A semiquincentennial potpourri of financial wisdom.

2025 Personal Finance Recap for 403(b) Plan Participants

January 10, 2026

2025 trends and events. What's new for 2026.

2025 Personal Finance Research Studies: Implications for 403(b) Plan Participants

December 13, 2025

What can we learn from the data?

Financial Planning Guidelines with Numbers: A Toolkit for 403(b) Plan Participants

November 22, 2025

A Toolkit for 403(b) Plan Participants.

Transitioning From 403(b) Saver to Post-Career Spender

October 11, 2025

The big shift.

Fall Financial Action Steps for 403(b) Plan Participants

September 20, 2025

September is the new January for educators.

An OBBBA Summary for 403(b) Plan Participants

August 29, 2025

It's big but is it beautiful for educators?

Pros and Cons of Side Hustles for 403(b) Plan Participants

August 16, 2025

Lots to like but a few drawbacks.

Determining Your Risk Tolerance for 403(b) Plan Investing

July 12, 2025

5 decision points that all 403(b) plan investors face

How to “Find” Money to Invest in a 403(b) - and Fight Inflation Too!

June 3, 2025

Win. Win. Win.

Windfalls and Pay Increases for 403(b) Participants

May 17, 2025

Twenty good uses of retroactive pay and/or an increase in pay grouped into four categories: financial planning, saving and investing, philanthropy, and spending.

Spring Cleaning Your 403(b) Plan and Personal Finances

April 8, 2025

The fulfilling kind of March Madness.

403(b) Plans and Income Taxes

March 8, 2025

Basics, working years, financial gap years, RMDs, tax mitigation and more

The Social Security Fairness Act: A Holiday Season Miracle

January 11, 2025

How it happened. What it means.

2024 Personal Finance Recap for 403(b) Plan Participants

December 28, 2024

Review of recent financial events and trends.

Year End Tax Planning Tips

December 3, 2024

Act now to save.

Just Do Ten Things Right

October 31, 2024

Personal finance tips for 403(b) plan participants.

Retirement Savings “Enough” Metrics

September 10, 2024

Tools for determining if you have saved enough to retire.

Financial Certifications & Resources

August 20, 2024

Get certified and get wise.

Mutual Funds in 403(b) Plans

July 9, 2024

ABC's of investing in mutual funds in a 403(b).

Target Date Funds

June 11, 2024

The one fund solution?

InvestMyself®: A 403(b) Plan Vendor to Consider

May 14, 2024

How good is this yellow-rated option?

ABCs of ESG in 403(b)s

April 9, 2024

What is it? What are the pros and cons?

Give Yourself a 403(b) Plan Checkup

March 12, 2024

Ten items to examine.

8th and 9th Inning 403(b) Strategies

February 13, 2024

It's never too late to make meaningful changes to a 403(b) plan.

Spotlight on CalSTRS Pension 2

January 16, 2024

Closer look at this green-rated vendor

Green+ Vendors Fidelity and Vanguard

December 12, 2023

Spotlight on low-cost leaders.

2024 Changes Affecting 403(b) Participants

November 7, 2023

It's not just increased contribution rates.

How to Use Aspire Non-Advisor 403(b) Option

October 10, 2023

Pros and cons; step-by-step; user experience.

403(b) Savings and Concurrent Financial Goals

September 12, 2023

How to set up short, intermediate and long term goals.

When to Say No to a 403(b) Plan

August 15, 2023

403(b) plan red flags and alternatives.

403(b) Plans and Social Security

July 18, 2023

Sadly, many 403(b) plan participants are excluded.

403(b) Plans and Pensions

June 13, 2023

the 3-legged stool

Retirement Planning Tools for 403(b) Plan Participants

May 16, 2023

Keys resources.

Key 403(b) Plan Resources

April 18, 2023

Where do plan participants get the information that they need? They use 403(b) plan resources.

Managing a 403(b) Over Time

March 21, 2023

Simple steps to keep your 403(b) humming.

Where to Stash the Cash

February 14, 2023

Review of 403(b) plan investment products

Twelve 403(b) Plan New Year's Resolutions

January 10, 2023

Key steps to take to power your 403(b) in 2023.

403(b) Plan Foundations — The Six Ds

December 20, 2022

The Six Ds: Defined Contribution, Decisions, Deductions, Deposits, Diversification (investment, tax, and time), and Dollar-Cost Averaging.

The 403(b) Lifecycle

November 29, 2022

A blueprint to build wealth over time.

The 403(b) Lifecycle Getting Money Out of a 403(b)

October 18, 2022

Accessing your account

The 403(b) Lifecycle 403(b) Plans Aren't Just For Teachers

September 20, 2022

Tips for K-12 school staff and non-profit organization employees

The 403(b) Lifecycle FINDing Financial Independence

August 16, 2022

Step-by-step guide.

The 403(b) Lifecycle 403(b)s, 457(b)s, 401(k)s, IRAs, and More

July 26, 2022

Where to invest.

The 403(b) LifecycleGuest Blog: Who Wants to Be a 403(b) Millionaire?

June 28, 2022

Steps to take.

Fifteen 403(b) Plan Errors

June 14, 2022

And how to avoid them

The Importance of Asset Allocation

March 1, 2022

How to achieve it in 6 steps.

Is a Health Savings Account Right for You

February 1, 2022

Pros and cons.

403(b) Plans and Age 72

January 11, 2022

ABCs of RMDs and RBDs.

Death and Your 403(b)

November 30, 2021

You can't take it with you.

Million Dollar 403(b) Mistake

October 26, 2021

What could have been.